Somewhere in the last five or six years, you said yes to a magazine you meant to read on a flight. To a streaming service, for one series everybody was talking about. To a cloud storage plan, because the phone kept saying it was full. Then to a second cloud storage plan, because the first was attached to an account you no longer open. A meditation app, in January. An identity monitoring service, after a news segment made you uneasy. A subscription box a friend swore by. A newspaper, mostly for the crossword.
Every one of those was a sensible decision on the day you made it. Most were three dollars, or nine, or fourteen. Not one of them was a mistake.
They are all still being paid.
This is not about spending less
Two things this is not, because both would send you off in the wrong direction.
It is not a lecture abo…


